Consumer Math Online High School Elective | Forest Trail Academy

Consumer Math Online High School Elective

This elective credit course provides students with a review of fundamental computational operations. At the same time, online high school students will work with applications of mathematics used in everyday life.

Consumer Math Online High School Elective

This Consumer Math elective focuses on practical, real-world applications of mathematics. Topics covered include personal finance, housing, transportation, taxes, insurance, investments, purchasing, and budgeting. Calculators are used extensively throughout the course to support problem-solving and applied learning.

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Course Overview

This Consumer Math online high school elective focuses on practical, real-world applications of mathematics that students encounter in everyday life. The course provides a review of fundamental computational operations while emphasizing how math is used in personal and household financial decisions. Students apply mathematical concepts through structured lessons and problem-solving activities designed to support applied learning.

What Students Learn in Consumer Math

This course helps students develop practical math skills by applying mathematical concepts to real-life scenarios. Emphasis is placed on understanding how math supports informed decision-making in daily activities and financial situations.

Topics Covered

  • Personal finance

  • Housing

  • Transportation

  • Taxes

  • Insurance

  • Investments

  • Purchasing

  • Budgeting

Calculators are used extensively throughout the course to support calculations, problem-solving, and applied mathematical practice.

How This Course Is Taught

Instruction includes guided lessons, practice exercises, and applied problem-solving activities. Students work through examples that demonstrate how mathematical concepts are used in everyday contexts, with calculators supporting accuracy and efficiency in computations.

Who This Course Is For

This Consumer Math online high school elective is designed for students seeking a practical approach to mathematics within an academic setting. The course emphasizes the application of mathematical concepts to everyday situations, allowing students to better understand how math is used in common personal and household contexts.

The course is appropriate for learners who benefit from applying math concepts to real-world scenarios as part of their high school academic program. Through structured lessons and applied examples, students engage with mathematical topics in a way that supports comprehension, accuracy, and practical understanding. This approach helps reinforce foundational math skills while demonstrating how mathematics functions as a useful tool in daily life and decision-making.

Course Outline

  • Welcome
  • Course Description
  • MLA Formatting Word 2007
  • MLA Documentation updates
  • MLA Citation
  • MLA Incorporating Sources
  • Personal Finance
  • Interest Inventory
  • Essay: Interest Inventory
  • Resume
  • Essay: Resume
  • Assignment: W 4 Form
  • Worksheet: Benefits
  • Computing your pay
  • Paychecks
  • Occupations
  • Worksheet: Pay Day!
  • Math on the Job
  • Worksheet: Getting started
  • Planning for Living & Expenses
  • Finding a Place to Live
  • Housing Search
  • Rental Agreements
  • Mortages
  • Worksheet: Home Sweet Home
  • Assignment: Home Sweet Home
  • Purchasing vs. Leasing a Car
  • Assignment: On the Road
  • Grocery Shopping
  • Price Comparison
  • Assignment: Price Comparison
  • Buying Clothes
  • Sales Tax
  • Assignment: Buying clothes
  • Cost of Living
  • Budgeting
  • Essay: Essay
  • Assignment: Exam 1
  • Banking
  • Savings Accounts
  • Essay: Essay: Finacial Planning
  • Assignment: Balancing a Checkbook
  • Credit Card Payoff
  • To charge or not to charge
  • Worksheet: Paper or Plastic?
  • Credit & Loans
  • Personal Credit Rating
  • FICO Scores
  • Rebuilding Credit
  • Absurd Math
  • Worksheet: Bad Credit? How Can That Be?
  • Assignment: Exam 2
  • Personal Bank Loans: A Helping Hand
  • Consumer Loan Application
  • Loan Agreement
  • Loan Payment
  • Worksheet: Personal Bank Loans
  • Investment & Savings
  • To Charge or Not To Charge?
  • Basic Compound Interest
  • Interest Simulation
  • Worksheet: To Charge or Not To Charge?
  • Essay: Social Security
  • Assignment: Interest
  • Investing and beyond
  • Investing Basics
  • The Stock Market
  • Investing
  • Worksheet: High Finance and Beyond
  • Auto Insurance Basics
  • Insurance
  • Essay: Essay
  • Taxes
  • Understanding Your Paycheck
  • Net Pay, Income Taxes, and Other Deductions
  • Earnings Statement
  • Worksheet: TAX MAN
  • Assignment: Filing a 1040 Form
  • Assignment: Exam 4